Insurance Claim Denied? Send This Appeal Letter (Template + Guide)

Got a denial letter from your insurance company?

Don’t panic — and don’t pay (yet).

This simple, 2-page PDF includes:

• ✅ A fill-in-the-blank appeal letter template
• ✅ A short, clear guide to how appeals work
• ✅ Tips on where to send it and what to include

In the U.S., 30–45% of denied claims get overturned.
Often, all it takes is the right letter — written calmly and clearly.

This is not legal advice. It’s just the tool I wish I had when my $4,000 bill landed in my inbox.

For personal use only.
Fixwise is not a law firm. This guide is for informational purposes only.

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Legal Disclaimer:

This guide is for informational purposes only and does not constitute legal advice. It is intended for personal use only and may not be reproduced or distributed. Always consult a qualified professional for complex situations. Fixwise is not a law firm — we offer tools that could help you navigate systems more clearly and calmly.